COLA Benefit

Target year

2027 COLA

Official 2027 COLA

Pending

Pending

Q3 CPI-W progress

1/3 months

Latest verified CPI-W

July 2026: 327.104

Displayed scenario

3.5%

ProjectedIllustrative midpoint of displayed range

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COLA after Medicare calculator

Compare estimated gross COLA gain with a Part B premium change. Higher-income premiums (IRMAA) and hold-harmless rules can make individual results differ. This V1 tool does not determine those rules, Medicaid, or extra Part D amounts.

2026 Part B

Standard premium

$202.90

Official 2026 standard Part B premium: $202.90.

2027 Part B

2027 Part B planning figure

$209.50

Projected $209.50 from the 2026 Medicare Trustees Report, not the final CMS Part B premium.

Estimate your increase

Estimated result

Amounts stay in this browser. They are not saved, sent, or used in page URLs.

SSA’s July 2026 average retired-worker benefit was $2,085.98.

COLA scenario

Low and high match the current published forecast range. The displayed scenario is an illustrative midpoint of that range when official COLA is pending — not a COLA Benefit forecast.

Is $209.50 the official 2027 Part B premium?

No. It is the 2026 Medicare Trustees Report estimate for 2027, not a final CMS premium.

Social Security COLA calculator · 2027 hub

Enable Medicare mode in the calculator to see gross gain, premium change, and estimated net gain. $209.50 is not the official 2027 Part B premium.