2027 COLA increase chart

Standard benefit examples plus a custom amount. The default rate is the illustrative midpoint of the published 3.4%–3.6% forecast range while official 2027 COLA is pending. Use 3.4%, 3.5%, 3.6%, or a custom rate. Results are estimates.

Increase examples

Estimated result

Default uses the current displayed scenario: an illustrative midpoint of the published 3.4%–3.6% forecast range while official COLA is pending. Results are estimates, not a COLA Benefit forecast.

Scenario COLA %

Custom COLA %

Using 3.5%

Current benefit
$500.00
New benefit
$517.50
Monthly increase
+$17.50
Annual increase
+$210.00
Current benefit
$1,000.00
New benefit
$1,035.00
Monthly increase
+$35.00
Annual increase
+$420.00
Current benefit
$1,500.00
New benefit
$1,552.50
Monthly increase
+$52.50
Annual increase
+$630.00
Current benefit
$1,800.00
New benefit
$1,863.00
Monthly increase
+$63.00
Annual increase
+$756.00
Current benefit
$2,000.00
New benefit
$2,070.00
Monthly increase
+$70.00
Annual increase
+$840.00
Current benefit
$2,500.00
New benefit
$2,587.50
Monthly increase
+$87.50
Annual increase
+$1,050.00
Current benefit
$3,000.00
New benefit
$3,105.00
Monthly increase
+$105.00
Annual increase
+$1,260.00

Current benefit	Monthly increase	New benefit	Annual increase
$500.00	$17.50	$517.50	$210.00
$1,000.00	$35.00	$1,035.00	$420.00
$1,500.00	$52.50	$1,552.50	$630.00
$1,800.00	$63.00	$1,863.00	$756.00
$2,000.00	$70.00	$2,070.00	$840.00
$2,500.00	$87.50	$2,587.50	$1,050.00
$3,000.00	$105.00	$3,105.00	$1,260.00

Custom amount (not stored, not placed in the URL)

SSA’s July 2026 average retired-worker benefit was $2,085.98. Use it only as an example.

Chart math uses the shared decimal engine. It is not an SSA benefit determination.